Not a lender or LSP
No loan offers, lender matching, applications, disbursal or lender commission.
AI screens unknown callers. Independent money advice starts only when you ask.
22.99 billion suspected spam calls were flagged in one quarter.
Contacts ring through. For unknown callers, Rupyam AI answers, summarizes the conversation and keeps likely spam blocked.
Start free · no card needed
22.99 billion incoming calls were flagged as suspected spam in one quarter. In a separate survey, financial services were the largest reported source of unwanted calls.
Your phone stays open to people you know—not unsolicited financial sales.
Sources: TRAI / Ministry of Communications, Q1 FY 2026–27 · LocalCircles, 2024
You pay us. We do not show lender offers or send your number to a lender.
Upload the sanction letter. We compare the quoted rate with the rate in the document and show the full-term difference in rupees.
Illustration only. Standard reducing-balance EMI math; fees are excluded. Your document decides your number.
Upload any policy. Every exclusion, every limit, and what it actually pays on claim day.
Fund statement checks are coming soon. Join the list and we will tell you when they open.
No one from Rupyam or its partners calls without your tick. Forward outside financial spam and we prepare the TRAI complaint for you.
If we ever contact you without a tick → we pay you ₹501.
Report financial spam →Rupyam is a user-paid document analysis and financial-spam protection service operated by Vriksha AI Technologies Private Limited.
No loan offers, lender matching, applications, disbursal or lender commission.
We explain policies supplied by you. We do not sell, procure or renew insurance.
Investment actions remain unavailable while the regulatory perimeter is reviewed.
Your financial documents and call content are not used to target advertising.
*120 AI minutes a month, fair use. Prices include GST. Cancel any time.
Plain answers about what Rupyam does, how it is paid and what happens to your data.
Seller-funded advice is designed to sell a product. Rupyam is paid by you to analyse the documents you already have and show the numbers behind the decision.
No. Rupyam does not match you with lenders, submit applications, sell or renew insurance, or provide investment recommendations.
You can bring a loan sanction letter or an insurance policy for document analysis. Investment checks remain marked Coming soon.
They are used only to provide the service you request. Rupyam does not use financial documents or call content to target advertising. Read the Privacy Policy for the complete controls.
No service can guarantee that. Rupyam gives you control over contact from Rupyam, supports local screening where the device permits it, and helps you record and report suspected financial spam.
No lender hand-off. No sales call unless you explicitly allow it.